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Our Products

Program PetPartners, Inc. Pet's Best Trupanion
Brand(s) AKC Pet Insurance
PetPartners
Pet's Best Trupanion
Market Focus Primarily AKC and CFA registered pet owners Primarily direct to consumer via large employers and bundled insurance products Primarily veterinarians via regional representatives
Pet Eligiblity Dogs older than 8 weeks and cats older than 10 weeks All dogs and cats older than 7 weeks All dogs and cats older than 8 weeks and younger than 14 years
Waiting Period - Accident 3 days (180 days for Cruciate Ligament) 3 days 5 days
Waiting Period - Illness 14 days (180 days for IVDD) 14 days (6 months for CCL or related conditions) 30 days
Pre-X Look Back Period N/A 18 months 18 months
Policy Term Annual policy Annual policy Monthly policy
Installment or Admin Fee $4.00 per month $2.00 installment $35 one time
  Petpartners.com Petsbest.com Trupanion.com
Policy Options
Accident Only Coverage Yes Yes No
Accident & Illness Coverage Yes Yes Yes
Coinsurance Options 10%, 20% 10%, 20%, 30% 10%
Deductible Application Annual deductible (resets every 12 months) Annual deductible (resets every 12 months) Per condition deductible (applies once to each covered condition)
Deductible Options $100-$1,000 $50-$1,000 (ILL)
$250 (ACC)
$0-$1,000
Annual Payout Limits $1,500-$16,000 Annual limit options of $2,500, $5,000, $10,000 and no limit No limit
Incident Payout Limits $500-$10,000 No limit No limit
Impact of Age on Rates Increase annually
Factors are the same for all breeds
Increase annually
Impact varies by breed
Age factor is fixed at time of enrollment
Exam Fees Optional Optional No
Prescription Drug Coverage Yes Optional Yes
Alternative Care N/A Optional Optional
Behavioral Therapy N/A N/A Optional
Hip Dysplasia Optional Yes Yes
Hereditary & Congenital Conditions Coverage Optional Covered Covered
Routine/Wellness Coverage Optional Optional N/A
Dental Care (Routine) Optional Optional N/A
Dental Care (Illness/Accident) Limited coverage Limited coverage Limited coverage
Discounts Affinity group
Multi-pet
Healthy breeder
Web link partner
Affinity group
Employee benefit
Multi-pet
Web link partner
Affinity group
Employee beneft
  AKC Pet Insurance logo
Pet Partners logo
Pet's Best Trupanion